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Employee Benefits
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Dental Insurance
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There are two (2) types of dental coverage:
- Single Plan—Self
- Family Plan—Self and 1 or more family member(s)
Dental Information
- Blue Cross/Blue Shield is the dental coverage offered by BOCES.
- The dental plan is a Closed Plan—meaning you must join within 30 days following your first day of work, or you may not have another opportunity to join.
- Dental Insurance premiums are included on your Benefit Summaries.
- Only Single or Family coverage is offered.
- Children are covered up to age 26.
- Dental coverages Do coordinate well! Having two dental plans is worth considering.
- With a Participating Dentist, the plan pays 100% of cleanings, checkups and x-rays, and 50-60% of restorative care, such as fillings, root canals and bridge work.
- To avoid an unexpected bill, it is recommended that employees obtain a pretreatment estimate for an extensive procedure.
- Claim forms (if needed) are available in the Human Resources Office and on this page (below).
- Deductions for Dental are taken on the second pay of each month. Deductions for July and August are taken on the last check of June.
Frequently Asked Questions (FAQs)
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When is my insurance effective?
Dental insurance is effective on your date of hire. If you resign, your coverage will end the day you resign. (Please note, 10 month employees who work through their last day of program in June, may be eligible to continue coverage through August 31st.)
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Example: Hire date is October 18th. Health/Dental insurance will start October 18th.
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Example: Resign date is November 3rd. Health/Dental insurance will end November 3rd.
For any questions or specifics, please reach out to Tracy Birge, Benefits Clerk.
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How often does my Dental deduction come out of my paycheck?
Dental deductions come out of the second paycheck of every month. Deductions for the summer months of July and August are taken in the last pay in June.
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How can I find out if my Dentist participates in BOCES’ Dental Plan?
- You can log onto Excellus’ website www.excellusbcbs.com and set up an account as a Member.
- There will be a tab for Find a Doctor and a category for Find a Dentist.
- Select our plan called "Dental Blue Options" and fill in your zip code or county, and a list of participating dentists will display.
- You can log onto Excellus’ website www.excellusbcbs.com and set up an account as a Member.
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If I don’t enroll in Dental within 30 days of my hire date, can I enroll in the next Open Enrollment?
No, the BOCES’ Dental plan is a closed plan, which means you will not have the opportunity to enroll at a later date unless you lose dental coverage.
You must complete paperwork (Enrollment/Change Form) within 30 days of leaving your plan to transfer to BOCES’ Dental.
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When do the rates change for insurance?
Our Dental insurance rates change January 1st of every year, and they can increase, decrease or even stay the same.