Types of Medical Coverage

There are four (4) types of medical coverage:

• Single Plan—Self
• Sponsor Plan—Self and 1 person
• Family Plan—Self and spouse and child(ren)
• Head/House—Self and 2+ children

Dependents can be covered up to age 26.

Medical Plans Available:

The plans listed are HMOs so you must select a primary care doctor when enrolling:

• RASHP 2 Extended—($5 copay), $10 for specialists
  
  
• RASHP 2 Select ($15 copay)—This plan includes a Health Reimbursement Account (HRA) bank plan. Please refer to your union contract for the exact amount contained in the HRA.
  
  
• RASHP 2 Value ($20 copay)—This plan also includes the HRA. Again, please refer to your union contract.

Monroe One also offers a High deductible called RASHP 2 HDHP:

• $0 payroll deduction for employees
• National PPO network of providers (may live or use plan anywhere)
• Preventative care services covered in full
• Employee pays 100% medical and Rx costs until the annual Deductible is met (Deductible is $1800/single or $3600/family)
• Employee pays 10% of expenses after Deductible is met (copay for Rx services after Deductible is met ($5/$35/$70))
• Excellus pays 100% of covered services after Out of Pocket Maximum is reached (Out of Pocket Maximum is $3600/single or $7200/family
• Deductible starts over each January 1st