Optional Insurance Products

Aflac Supplemental Insurance Plans

  • Monroe One is exempt from New York State Disability. Therefore, you have the option of purchasing disability insurance through AFLAC along with several other options of insurance.

    • Sign up needs to be within 30 days of hire, or there is also an open enrollment in November each year.

    • AFLAC offers Short Term Disability, Personal Accident, Cancer Care, and Sickness/Hospital coverages (learn more in the Aflac Brochures below). 

    • This benefit enhancement is provided through payroll deduction over a 10 month period. Premiums will be deducted from each paycheck.

    • Once you sign up you must stay enrolled for the full year. If you were to leave BOCES within that election year, AFLAC would direct bill you at home.

    • The plan will automatically renew each year unless you notify AFLAC otherwise.

    • This information is an overview of coverages that are available to you. Please meet with the AFLAC agent to get specific information on each plan and the costs.
      To learn more or sign up, you must contact:

      Steve Platner
      585-261-5954
      stephen_platner@us.aflac.com

    • Should you set up a plan, your contract is between AFLAC and yourself; Monroe One only deducts the cost of the plan from your paycheck. 

Aflac Brochures


New York Life Insurance Company Offering

  • Employees can pay for a whole life insurance policy through New York Life Insurance Company. You can also purchase additional life insurance for yourself, and your family members and these policies are personally owned by you. If you are interested, please contact the New York Life Insurance Company agent directly.

    New York Life Insurance Company is also offering an Employee’s Whole Life Guaranteed Issue to all employees who have worked full-time for Monroe One BOCES for 3-months or more and to their family members.

    To learn more, or sign up please contact:

    Melissa Siesto
    585-202-2202 (cell)
    msiesto@ft.newyorklife.com 

    To view more information on Employee’s Whole Life Guaranteed Issue, please click here to watch video.

    Benefits of New York Life Insurance Company Employee Whole Life Insurance: 

    • GUARANTEED ISSUE. This means there are NO MEDICAL QUESTIONS & NO PHYSICAL EXAMS. This extends to you, your spouse, your children and your grandchildren as long as you participate this year.

    • This is a policy that has GUARANTEED cash value growth.

    • GUARANTEED death benefit that increases over time and will stay in force for your lifetime, so long as premiums are paid.  

    • You can get up to $100,000 of coverage as an employee the first year and add $100,000 the second year. Spouses, children, and grandchildren can receive up to $50,000 in coverage.  

    • Easy payroll deduction, as low as $8 per paycheck.  

    • Option to have a fully paid-up policy, so no premiums heading into retirement.
       
    • Option to add policies once a year at open enrollment time, so you don’t have to do everything all at once. Find what suits your budget.   

    Please don’t hesitate to give us a call or e-mail with any questions or concerns you may have in the coming weeks.

    Sincerely, 
    Melissa Siesto 
    Agent 
    New York Life Insurance Company  
    585.337.0969 
    375 Woodcliff Dr Fairport NY 14450

    1For family eligibility, the employee is required to participate.

    New York Life Employee’s Whole Life Insurance is issued by New York Life Insurance Company, New York, NY. 
    In Oregon, the Employee’s Whole Life policy form number is ICC17-217-52P.

    This program is not intended to be subject to the Employee Retirement Income Security Act of 1974 (ERISA).

    Employee participation is completely voluntary. The employer does not contribute to or endorse the program.

    SMRU 1901360 (exp. 05/25/2023)


Long Term Disability

  • Some bargaining units may also offer Long Term Disability, so contact your union rep if you are interested.