Monroe One is exempt from New York State Disability. Therefore, you have the option of purchasing disability insurance through AFLAC along with several other options of insurance.
Sign up needs to be within 30 days of hire, or there is also an open enrollment in November each year.
AFLAC offers Short Term Disability, Personal Accident, Cancer Care, and Sickness/Hospital coverages (learn more in the Aflac Brochures below).
This benefit enhancement is provided through payroll deduction over a 10 month period. Premiums will be deducted from each paycheck.
Once you sign up you must stay enrolled for the full year. If you were to leave BOCES within that election year, AFLAC would direct bill you at home.
The plan will automatically renew each year unless you notify AFLAC otherwise.
This information is an overview of coverages that are available to you. Please meet with the AFLAC agent to get specific information on each plan and the costs. To learn more or sign up, you must contact:
To view more information on Employee’s Whole Life Guaranteed Issue, please play the video below. Benefits of New York Life’s Employee Whole Life Insurance:
GUARANTEED ISSUE. This means there are NO MEDICAL QUESTIONS & NO PHYSICAL EXAMS. This extends to you, your spouse, your children, and your grandchildren as long as you participate in your first year.
This is a policy that has GUARANTEED* cash value growth.
GUARANTEED* death benefit that increases over time and will stay in force for your lifetime, so long as premiums are paid.
You can get up to $100,000 of coverage as an employee the first year and add $100,000 the second year. Spouses, children, and grandchildren1 can receive up to $50,000 in coverage.
Easy payroll deduction.
Option to have a fully paid up policy, so no premiums heading into retirement.
Option to add policies once a year at open enrollment time, so you don’t have to do everything all at once. Find what suits your budget.
Please don’t hesitate to give me a call or e-mail with any questions or concerns you may have in the coming weeks.
Sincerely, Melissa Siesto Calendar melissasiesto.com Financial Services Professional for NYLIFE securities LLC (member FINRA/SIPC), a licensed insurance agency. NYLIFE securities LLC is a New York Life company.
Agent, New York Life Insurance Company 585.337.0969 Registered Branch 585.248.6700 375 Woodcliff Dr Fairport NY 14450
1For family eligibility, the employee is required to participate.
This program is not intended to be subject to the Employee Retirement Income Security Act of 1974 (ERISA).
Employee participation is completely voluntary. The employer does not contribute to or endorse the program.
* All guarantees are backed by the claims paying ability of the issuer
Long Term Disability
Some bargaining units may also offer Long Term Disability, so contact your union rep if you are interested.
